Most Internet or electronic fraud falls into one of three categories:

Phishing 

Fraudulent emails, appearing to be from a trusted source direct you to websites.  Many of these sites may be exact replicas of the actual site.  Once there, you will be asked for personal information (example: name, username, account numbers, and passwords).  The information is used to access your accounts and steal your identity.  

American National Bank will never send you an email directing you to change or confirm you password.  If you receive a message like this please delete it and notify us immediately at (903) 572-1776.

Pharming 

Also known as 'domain spoofing' is an attack in which a user can be redirected from a legitimate site to a fraudulent site and then fooled into entering personal information  (example: name, username, account numbers, and passwords). It is different phishing because the attacker does not have to rely on having the user click a link email.  

When logging into your Online Banking account always go to ANBMP.com.

Malware

Malware is software designed to penetrate or damage a computer without the owner's knowledge or consent.  The include computer viruses, worms, trojan horses, spyware, adware, other unwanted software.